RURALCO CARD PRODUCTS TERMS AND CONDITIONS

The Ruralco Credit Card's Terms and Conditions will be changing on Monday 1 July 2024. Please see below for the updated Terms and Conditions which will apply from 1 July.

Ruralco Credit Card fees and charges

Item
Charge
Annual Account/Membership Fee**

Additional Card Fee

Replacement Card

Late Payment

Disputed Transaction

Dishonour Fee (Late payment fee is charged instead)

Urgent Card Delivery (Actual courier fee)

Statement Copies (Per statement period)

Overlimit Fee

Interest Rate
$20.00

$0.00

$5.00

$10.00

$0.00

$0.00

$0.00

$5.00

$0.00

20.95% p.a.

Ruralco Credit Card fees and charges from 1 July 2024

Item
Charge
Annual Account/Membership Fee**

Additional Card Fee

Replacement Card

Late Payment

Disputed Transaction

Dishonour Fee (Late payment fee is charged instead)

Urgent Card Delivery (Actual courier fee)

Statement Copies (Per statement period)

Overlimit Fee

Interest Rate
$20.00

$0.00

$5.00

$10.00

$0.00

$0.00

$0.00

$5.00

$0.00

23.95% p.a.
About Us
Ruralco is a values-led farming co-operative since 1963. We make your farming life easier with the convenience of one card to use online or in store with one statement for consolidated spend & improved cashflow.

Through our supplier network we offer competitive pricing with real value to meet the needs of your farming business.

We are experts in agriculture, providing a complete solution with personalised farming advice and the latest innovations, on farm, instore or online.

Learn more
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© Ruralco 2024 | Ruralco is the trading name for Ashburton Trading Society, a New Zealand owned co-operative