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Make the most of local
with a Ruralco credit card

Make the most of local
with a Ruralco credit card

Ruralco partners with over 3,000 local businesses around New Zealand, to offer you discounted pricing in the places you shop. We know and support local business, and work together to provide real value and savings to the local communities where we work and live.

Which card is right for you?

Ruralco Business Credit Card

Apply now or find out more
Apply Now
Simplify your business spending with a Ruralco Business Credit Card. Gain access to discounts and savings for your business purchases, large or small. You’ll get one convenient consolidated statement each month, with itemised invoices and GST amounts for all of your purchases, making managing cash flow easy.

Ruralco Credit Card

Apply now or find out more
Apply Now
With a Ruralco Credit Card, you’ll be able to access discounts and savings at the local places you shop every day. Keep on top of your everyday spending through our easy online platform and one monthly statement, with all of your transactions and savings clearly itemised.

Which card is right for you?

Business credit card

Apply now or find out more
Apply Now
Simplify your business spending with a Ruralco Business Credit Card. Gain access to discounts and savings for your business purchases, large or small. You’ll get one convenient consolidated statement each month, with itemised invoices and GST amounts for all of your purchases, making managing cash flow easy.

Personal credit card

Apply now or find out more
Apply Now
With a Ruralco Credit Card, you’ll be able to access discounts and savings at the local places you shop every day. Keep on top of your everyday spending through our easy online platform and one monthly statement, with all of your transactions and savings clearly itemised.

By joining Ruralco you gain access to:

  • Farm supplies such as: agri chemicals, animal health & Nutrition, seed, fertiliser, irrigation, fencing, clothing, footwear & Farm equipment
  • Up to 40% savings on products & services through our Ruralco Card supplier network.
  • Consistent savings of 12¢* per litre everyday Off The Pump Price at over 300 Fuel stations Nationwide with your ruralco Fuel card.
  • Competitive deals On bulk fuel deliveries and fuel storage options for your farm.
  • Expert Advice & Competitive energy deals on energy, LPG and solar power.
  • Seed & Agronomy Advice from our team of experts.
  • Farm advice & Support from our local team.
  • Stay up to date with the latest health & safety compliance standards.
  • Keep up to date with the latest farming innovations with our seasonal real farmer publication.

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  • Why become a shareholder

Disclaimer

If you do not pay your balance in full each month, you may incur interest charges. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off the unpaid balance. Ruralco Credit Card Terms and Conditions for the applicable card apply.
About Us
Ruralco is a values-led farming co-operative since 1963. We make your farming life easier with the convenience of one card to use online or in store with one statement for consolidated spend & improved cashflow.

Through our supplier network we offer competitive pricing with real value to meet the needs of your farming business.

We are experts in agriculture, providing a complete solution with personalised advice and the latest innovations, on farm, instore or online.
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